Cura Medical Cap Cover Brochure

Cura TOP-UP (Medical Gap Cover) is a Short-term insurance accident and health product that provides cover for you and your immediate family for the shortall (Gap) resulting from any Medical Practitioner charging above the Medical Scheme tariff for in-hospital and certain out-of hospital procedures.

The insured will receive a benefit equal to the Gap (subject to limitations) for in-hospital and specified out-patient treatment. The Gap is defined as services rendered by a Medical Practitioner who charges above the Medical Scheme tariff.

This is not a medical scheme, and the cover is not the same as that of a medical scheme. This policy is not a substitute for medical scheme membership, but a Top-Up on certain benefits allowed by legislation.